Just an idea regarding the constant deadlock in the House
and Senate. Please listen up both Conservatives and Liberals. We as your constituents are really sick and tired
of you playing Russian Roulette with our economy and our country. You are grown men and women yet you go about
your business like a bunch of 12 year olds.
Conservatives, which I consider myself one, you have to have a plan to
replace the things you don’t like and liberals open your minds to the will of
the people. Take Obama care, it’s the
law but that doesn’t mean that it can’t change for the better. Find the parts that you want to change and
put together a panel of doctors, hospital administrators and insurance company
representatives and find common ground keeping politics out of the program. Look for ways to modify not just break the law. Things like doing away with the mandate of
registration where all the info is in a government data base, I think we all
know the danger for the people in that.
Do away and replace the concept with something both sides can agree
to. Aiming at defunding is just another
road to deadlock. Leave the things like
pre existing in but with a Federal program to aid insurance providers in cases
like this so that the cost is not factored into those who are not sick. Allow people to have their own policies that
are based on personal ability to pay and designed to give the individual
maximum coverage. Competition among
employers will guaranty coverage for employees.
Make it a law that everyone who works for the company gets offered the
same deal no special programs that exclude the lower echelon of workers. If someone wants to buy a supplement with
their own money let them.
People who decide they don’t want medical insurance should
be required to set up personal coverage programs through tax free medical
savings plans. Should they exceed their
coverage they will either be forced to pay or if the government has to pay the
provider the persons IRS account would be attached until paid. Those who are welfare recipients would be put
into a category where all special programs would be put through the same
account. Aid to children, welfare, food
stamps, phones, section 8 housing etc. would all be paid to one social security
number and not by individual agencies, this would reduce the chance of fraud
and duplication. It would also provide a
look at the total dollar amount being spent compared to the national average
wages in the area. A special account in
this program would be set up for paying for medical insurance negotiated through
a local HMO system. Doing away with the
fraud in all these duplicate programs will pay for the offset. After 12 months receiving benefits a
depreciating allowance will be enforced and only offset by submission of job
applications routinely checked by field agents.
The idea is to keep the federal regulators out of the program allowing
it to develop as simple as possible. Once again fraud in this area would be punished
by mandatory sentencing for the perpetrators.
By monitoring the insurance companies and allowing them to set
up a policy cost based on preventive services and patient history we could hold
down the cost to the public. Medicare
and social security programs need to be considered and by combining the
programs to eliminate duplicated efforts and fraud the cost could be reduced
greatly. Adding 2 years to retirement
and eliminating the early retirement program for those under 45 would save billions
in future payouts.
The key to any of these changes is passing a law that sets
automatic sentences for those convicted of fraud. Make the punishment fit the crime. Making one
agency responsible will give it a better opportunity to track payments and
expenses per individual and by including addresses with social security numbers
duplication and fraud will be easier to track.
Field officers will be used to check recipients information and follow
up claims. Child protective services
would fall under this agency.
